Bank Loans For Commercial Real Estate North Las Vegas NV

Looking for Bank Loans For Commercial Real Estate in North Las Vegas? We have compiled a list of businesses and services around North Las Vegas that should help you with your search. We hope this page helps you find Bank Loans For Commercial Real Estate in North Las Vegas.

Wells Fargo - Aliante & Deer Springs Branch
(866) 245-3452
6975 Aliante Parkway
North Las Vegas, NV
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

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U.S. Bank - Camino Al Norte Smith's Branch
(800) 872-2657
5564 Camino Al Norte
North Las Vegas, NV
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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Wells Fargo - Ann & Simmons Branch
(866) 245-3452
3113 West Ann Road
North Las Vegas, NV
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

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U.S. Bank - Ann And Decatur Smith's Branch
(800) 872-2657
4700 West Ann Road
North Las Vegas, NV
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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Bank of America - Losee And Centennial Branch
(800) 432-1000
2445 East Centennial Parkway
North Las Vegas, NV
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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Chase - El Dorado Village Branch
(877) 682-4273
5558 Camino Al Norte
North Las Vegas, NV
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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Washington Federal - Aliante
(206) 624-7930
3170 W Ann Rd
North Las Vegas, NV
ATM Fees
monthly fee: Monthly service fees range from $0 to $8.00. See institution about how these monthly fees can be waived.
Services
Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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Citibank - Aliante Las Vegas Branch
(800) 374-9700
2690 Deer Springs Way
North Las Vegas, NV
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. This fee is waived when you meet the account's minimum balance requirements.
Surcharge fee: Surcharge-free ATM access is available at all MoneyPass Network ATM locations.
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Citibank for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

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U.S. Bank - Aliante Branch
(800) 872-2657
6475 Aliante Parkway
North Las Vegas, NV
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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Chase - Aliante & 215 Banking Center
(877) 682-4273
6895 Aliante Pkwy
North Las Vegas, NV
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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Bank Loans For Commercial Real Estate

Acquiring a bank loan to purchase commercial real estate has many facets. The successful entrepreneur must put himself or herself in the position of the bank and anticipate likely questions. A bank, like any business wants to insure that loans are profitable and that any chance for default is minimized. The size of the commercial real estate loan will dictate the details of the package that must be presented to the bank to acquire a loan. However, large or small loans require the following items.

The first thing a bank will require is a financial statement. The bank needs to be certain of the net worth of the potential borrower before entering into a transaction. Typically they want to determine not only the net worth of the potential borrower, but also the ability of the borrower to continue to make payments in the event of any economic downturn. Cash on hand is always an indicator of flexibility as well as the overall liquidity of the assets listed on the financial statement. A potential loan applicant that has a high net worth, but whose assets can not be turned into cash quickly, may not be as attractive a loan candidate as an individual with a lower net worth that possesses assets that can be quickly turned into cash. History is also an important consideration. A new borrower that has a history of successful commercial real estate ventures would present less risk to a bank than a start-up enterprise. However, a start-up enterprise can successfully acquire a loan if a sound plan is presented.

A business plan is a necessity. The potential borrower must be able to present a plan that outlines exactly what the future holds for the commercial property. It is incumbent upon the borrower to present a plan that considers the implications of zoning laws and potential uses for the real estate, economic outlook for the area where the real estate is located, a projected schedule for development or resale of the real estate and potential worst case and best case scenarios that will present a convincing case that the commercial real estate acquisition will be profitable.

In most cases the bank considers themselves partners in the transaction and wants to insure that the risk is minimized. A substantial down payment toward the commercial real estate is convincing evidence that the potential borrower is willing to assume some risk. Obviously, a more substantial down payment reduces the interest rate on the loan. Typically a bare minimum down payment of 5% of the purchase cost is required. A solid business plan that presents strong evidence of the worth of the property will result in a 5% down payment. Normally 10% or even as much as 20% may be required.

It is important to present a plan to more that one bank to insure that the best loan rate and term is negotiated. Banks diversify their loan portfolios. They want to spread their risk over a number of loan types such as home loans, commercial loans , lines of credi...

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